Calculators
Estimate a VA loan payment
For eligible veterans and service members. Adjust the price, funding fee, term, and rate. Enter your own rate; we don't publish rates here.
Est. monthly payment — principal & interest only
$2,516
Payments do not include taxes and insurance. Your payment obligation will be higher.
Base loan
$400,000
Down payment
$0
Funding fee
$8,600
Total financed
$408,600
The figures above are principal and interest only. They do not include property taxes, homeowners or flood insurance, mortgage insurance, or HOA or condominium dues — all common in Florida and all capable of adding significantly to your monthly cost.
Some veterans are exempt from the VA funding fee. Set it to 0% if you qualify for an exemption.
The VA guaranty protects the lender against loss; it is not insurance for the borrower and does not guarantee approval of your loan.
Estimates are for illustration only and do not represent a rate quote, pre-approval, or commitment to lend. Rates shown are the ones you enter — EasyRate does not publish or quote current rates on this website. Payments shown are principal and interest only and do not include taxes or insurance; your actual payment will be higher and will depend on your final loan terms and credit approval.
EasyRate is not affiliated with an agency of the federal government, HUD, FHA, or the VA. THIS IS NOT A GOVERNMENT DOCUMENT. HUD, FHA, or the VA did not distribute or approve this material.
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